First Farmers and Merchants Corporation is the holding company for First Farmers and Merchants Bank, a community bank serving
the Middle Tennessee area through 22 offices in seven Middle Tennessee counties. As of December 31, 2024, First Farmers reported
total assets of approximately $1.8 billion, total shareholders’ equity of approximately $138 million, and administered trust assets of
$6.2 billion. For more information about First Farmers, visit us on the Web at
www.myfirstfarmers.com under “Investor Relations.”